Car insurance is a legal requirement in the UK if you want to drive your vehicle on UK roads, but that doesn't mean you need to make a huge dent in your budget for your policy.
Renewing in the right window of dates, opting for an annual policy or even looking at the excess you pay can all be factors in helping you find the best insurance policy that fits your needs.
Reviewing your coverage is one of the first places to start; for example, check if your policy features add-ons that you may have wanted at the time, but that are no longer required (such as cover for destinations abroad if you'd planned a one-off road trip). Mirror Switch and Save has partnered with Quotezone.co.uk to help you compare a wide range of car insurance quotes, from trusted UK insurance providers.
When you choose to renew can also be a key factor. In fact, recent research found that there is a sweet spot for the best time to renew your car insurance to potentially save you hundreds of pounds.
Mirror Switch and Save has partnered with Quotezone.co.uk to help you compare a wide range of car insurance quotes from trusted UK insurance providers.
Meanwhile, opting for an annual policy could also work out cheaper overall than paying a monthly premium, although this does depend on your provider and the coverage that you require.
There are plenty of factors that can affect your policy cost including your job title, but one simple way to try and bring the cost of your insurance down is by increasing your voluntary excess amount (just be sure this is an amount you can afford if you need to).
You need to be honest with your insurance provider about the mileage you intend to drive or this can cause issues if you need to claim, but you could choose to limit your mileage if you're confident you'll stick to it, as this can play a part in reducing costs.
If you're thinking of getting a new car, then consider the model; cars which are expensive or uncommon may come at a higher insurance cost. If you're thinking of upgrading your existing car or making changes to your vehicle, it's also worth speaking to your provider first. Major changes to the likes of the engine or wheels and other modifications could actually end up raising the cost of your coverage.
Looking for car insurance? Mirror Switch and Save has partnered with Quotezone.co.uk to help you compare a wide range of car insurance quotes, from trusted UK insurance providers.
Reach Publishing Services Ltd. is an Introducer Appointed Representative of Seopa Ltd. who are regulated by the Financial Conduct Authority, FRN: 313860. Seopa Ltd. own and operate the insurance comparison service. Mirror Switch & Save earns a commission for each policy purchased, at no cost to you. We do not provide financial advice.
