Samantha Bartlett Assistant Editor, Social News
A simple dashboard warning light could end up costing motorists far more than they expect, according to motoring experts. Numerous people turn to social media platforms such as Reddit to seek information about their vehicles, however it's vital to obtain expert advice. With that in mind, car insurance specialists at Quotezone.co.uk caution that disregarding a service light may not only be hazardous, and result in costly repair bills, but could also invalidate insurance.
Insurers could decline to pay out if an accident is connected to a known fault that hadn't been dealt with, such as worn tyres, defective brakes or an engine warning light – potentially leaving motorists with thousands in unforeseen costs.
With prices continuing to climb, some drivers are postponing essential maintenance – a decision experts worry could backfire financially, legally and put all road users at risk.
According to the Department for Transport, faulty vehicles are currently responsible for around 1,300 collisions each year, roughly 3% of all collisions in Great Britain.
It is a legal requirement under the Road Traffic Act 1988 for motorists to keep their vehicle safe and roadworthy.
Driving a vehicle in a dangerous condition can result in fines of up to £2,500, three penalty points and even a driving ban.
Greg Wilson, car insurance expert and CEO at Quotezone.co.uk said: "Lots of car owners are feeling the squeeze with high costs of servicing, repairs, insurance and now petrol.
"While ignoring or delaying a service light may seem innocent, it could lead to dangerous consequences.
"Unexpected repair costs are an unwelcome surprise to us all, but it's important to understand why warning lights must be addressed immediately."
He added: "The requirement to keep up to date with repairs and checks will be included in the insurance policy, taking on the policy means drivers agree to maintain the vehicle to a roadworthy standard.
"Poor car maintenance is a big issue for insurers and leads to many invalidated claims. Not only that, it could result in problems with the law, such as hefty fines and penalty points.
"Keeping a car in a roadworthy condition also includes simple things like checking lightbulbs, and replacing worn out tyres – plus making sure brakes work and all windows and mirrors are clean each and every time it's driven."
