More than 300,000 drivers are risking a £100 fine every day, according to one study.
Before you hop behind the wheel, there's a lot to remember and a lot to stump up for. As well as the cost of your motor and fuel, there's parking, tolls, repairs and MOTs to cover. Once a busy life is thrown into the mix, it's easy to leave something off the list. Especially when that thing is car insurance.
An average of 300,000 uninsured vehicles are driven on UK roads every day, according to the Motor Insurers’ Bureau. Many more vehicles may be uninsured for months at a time, with the total number uninsured across the year being over one million.
Clearly, a lot of people are forgetting to renew their car insurance policy. But there are others who don't even know they need car insurance. A YouGov study found that 10% of the British public are not aware that motor insurance is compulsory for any vehicle used on a public road.
The Government's line on this is very clear. "You must have motor insurance for your vehicle if you use it on roads and in public places."
Compare car insurance policies today via Mirror Switch and Save (in partnership with Quotezone.co.uk) with a wide range of quotes for the insurance you need, from trusted UK insurance providers.
If you’re the registered keeper of an uninsured vehicle that’s not been declared as off the road, you could:
If that wasn't bad enough, will also still have to pay for your insurance on top of any fines received. And if you get caught driving without a policy that specifically covers you, the police have the power to issue a fixed penalty of £300 and 6 penalty points.
Which is why it's so important to make sure you've got the right car insurance policy, and one that doesn't break the bank. Luckily, you can compare car insurance policies today to help find savings, or arrange specialist car insurance if needed.
Switching your insurance provider could help you save up to £518 on your car insurance. Mirror Switch and Save, in partnership with Quotezone.co.uk, offers a simple way to compare car insurance policies and explore whether a better insurance deal is available.
*51% of consumers could save £518.14 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2025 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
Reach Publishing Services Ltd. is an Introducer Appointed Representative of Seopa Ltd. who are regulated by the Financial Conduct Authority, FRN: 313860. Seopa Ltd. own and operate the insurance comparison service. Mirror Switch & Save earns a commission for each policy purchased, at no cost to you. We do not provide financial advice.
