Millions of drivers at risk of £1,000 MOT fine

Data from Freedom of Information requests has uncovered the number of cars registered in the UK without a valid MOT certificate.

Millions of drivers in the UK could be risking a substantial fine for driving a vehicle without a valid MOT certificate. 

An analysis of data supplied by Freedom of Information Act requests to the Driver & Vehicle Standards Agency (DVSA), has uncovered the scale of the problem.

During the last year, some 8.095 million vehicles were reported to be overdue for an MOT test. And more than a third (37 percent) were over a month out of date. 

Being caught driving a vehicle without a valid MOT certificate can result in a fine of up to £1,000. Motorists can also receive points on their driving licence, and have their vehicle seized.

Insurance broker ChoiceQuote was responsible for analysing the data, and found that more than 306,000 vehicles had MOTs between one and five years out of date.

Incredibly, some 36,000 vehicles were noted as being between five and 10 years overdue for an MOT

However, ChoiceQuote’s data only looked at vehicles with overdue MOTs that are classed as ‘registered’ in the UK. 

This means the volume of cars in need of an MOT could include those currently declared SORN (Statutory Off Road Notification), rather than in regular use.

Phil Leese, a manager at ChoiceQuote, commented: “It is alarming to learn of the number of vehicles driving on our roads each day that do not have a valid MOT. Valid MOTs are not only crucial to ensure that your car is in full working order and does not pose as a risk to you or others, but is also critical in ensuring that your insurance is valid.

“If a vehicle’s MOT is not up to date, drivers may not just face a fine but also a more expensive financial burden if they are in a situation where an insurance claim is required. 

“If you are unsure about the date of your next MOT, check now. Be prepared and book in your MOT in advance to avoid being cut short without a vehicle”. 

Drivers can book an MOT up to one month before the car’s current certificate expires. This maximises the time available to do repairs, should your car fail its test. 

In addition, signing up to the GOV.UK reminder service means you will receive an email or text message 30 days before the current MOT certificate expires.

ALSO READ:

What is checked in a car MOT test?

Does an electric car have to pass the same MOT test?

The best new cars to buy in 2025

How to pull over safely for emergency vehicles

Pink Corvette NASCAR pace car will help to combat cancer

Winter motoring: get your car prepared for cold weather

How to get the best price when trading in your car